What is Trade Credit Insurance?

Trade Credit Insurance supports organisations that trade on credit terms by protecting them against customer insolvency and protracted default. It strengthens financial resilience, stabilises cash flow and enables businesses to trade with greater confidence, particularly in uncertain market conditions. 

Who Is It For?

• Businesses supplying goods or services on credit terms 
• Organisations exposed to high customer concentration or volatile markets 
• Firms seeking to enhance working capital management 
• Companies planning to expand into new domestic or international markets 

At Sustain Insurance Brokers, we work across an extensive panel of secure insurers to design a bespoke credit insurance strategy that aligns with your trading profile, industry characteristics and risk appetite. 

Key features:

• Protection against unpaid invoices due to insolvency or default 
• Cover for both domestic and export trade 
• Optional political risk protection for international sales 
• Support for credit limit decisions 
• Ability to insure whole turnover or specific named buyers 

Benefits:

• Stabilised cash flow and increased financial certainty 
• Enhanced confidence when extending credit 
• Strengthened credit management and debtor oversight 
• Support for financing arrangements with improved lender confidence 
• Greater resilience during periods of economic disruption 

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How We Support You

Our product-agnostic approach ensures we secure solutions that reflect your organisation’s unique trading risks. Through our free consultation, we assess your debtor exposure, review existing credit controls and align suitable insurance structures with your operational objectives. 

Once cover is arranged, our team provides ongoing guidance, including support with credit limit requests and advocacy in the event of a claim. 

Why Choose Sustain Insurance Brokers?

• Tailored advice from practitioners experienced in complex commercial risks 
• Access to a broad panel of insurers for maximum flexibility 
• Integration of sustainability considerations with your risk profile 
• Independent and mission-driven insights designed to strengthen long-term resilience 

Provide information

Provide us with your insurance details and we will call you back close to your renewal date