SIB Single Project

SIB Single Project Policy

"*" indicates required fields

Policy type*

Contractors All Risk Insurance

Contractors Combined Insurance

Contractors Combined Insurance includes both, Liability insurance and Contractors All Risks insurance.

Contact Name*

First Last

Email*

Phone*

Business Name*

Business Address*

Street Address Address Line 2 City County / State / Region ZIP / Postal Code Country

Please describe your business activities as you would like to be shown on your Policy Schedule

No. years’ experience with this type of work?*

Are you a member of any trade associations?*

If yes, please provide details.

Do you hold any ISO accreditations?*

If yes, please provide details.

Project Details

Project description*

Project value*

Project start date*

Project end date*

Project Address*

Street Address Address Line 2 City County / State / Region ZIP / Postal Code Country

Testing and commissioning period (if appropriate)

Maintenance defects/liability period

Contract conditions*

Is the project compliant with CDM Regs (2007)*

If no, please advise steps taken to control the risk of harm*

Construction Site

How many buildings are being constructed?*

Intended use of building once constructed*

Number of storeys in the buildings being constructed

Are you constructing a basement*

Construction of walls*

Construction of floors*

Construction of roof*

Construction of cladding / core insulation*

Construction of any curtain walling*

Site security information*

Distance from river / tidal waters*

Existing structure

How many buildings are being converted?

Current use of building*

Is the building listed*

Reinstatement sum insured*

Description & age of original build*

Construction materials for walls*

Construction materials for ground floor*

Construction materials for roof*

Construction materials for internal floors*

Will the project involve new builds or conversion of existing buildings using timber frames?*

If yes, how many units are being built or converted?*

How many years have you been involved in timber frame construction?*

How much turnover relates to the erection of timber frame buildings?*

What percentage of your timber frame contracts are undertaken by bona fide sub-contractors?*

If using bona fide sub-contractors do you make them fully responsible for insuring the Works?

What timber frame system(s) do you use?*

What percentage of your work on timber frame structures relates to buildings over two storeys?*

What is the largest value of any one timber frame block or structure?*

What systems are in place to manage the use of heat on site when building timber framed structures i.e. hot work permits, fire extinguishers?*

What is the maximum number of flats in any one block or number of houses in one estate built using timber frames?*

What is the maximum number of storeys of any timber framed building?*

If you work on multiple blocks of flats or numerous PDH’s built using timber frames, what is the minimum distance between them?*

When building using timber framed properties, does the site and work undertaken comply with:

(a) The Joint Code of Practice (9th Edition or future updates)?*

(b) The Structural Timber Frame Association (STA) guidelines?*

How do you store, manage and dispose of combustible waste when building using timber frames?*

Has the timber being used been treated with any fire-retardant chemicals?*

If yes, please provide details*

What security precautions do you take to protect timber frame buildings during completion? Is there:

a) 24 hour manned security?*

b) CCTV?**

c) Perimeter fencing/ hoarding?*

Other security:*

Is there any off site construction?*

If yes, please provide details.

Sub Values

Demolition & site works*

Foundation / groundworks / excavation*

Building sub-structure (exc. foundations)*

Underpinning*

Structural works*

Connections / utility works*

Fit out*

Roads / Landscaping / car parking*

Nature of works i.e. new build or refurbishment*

Mechanical / electrical*

Preliminaries & professional fees total*

Overheads, profits and any contingency*

Delay in start up

Basis of sum insured*

Sum insured*

Indemnity period*

Additional insureds*

Goods in transit / off site storage

Goods in transit sum insured*

Specialist materials / transits*

Off site storage sum insured*

Risk address post code for off site storage*

Non-negligent liability

Contract form*

Describe surrounding properties*

LOCATIONS & TYPES OF WORK UNDERTAKEN

Do you carry out any of the following types of work or work at the following locations;

Work with any fixed powered woodworking machinery?*

If yes, please provide details.

Work involving piling, underpinning, demolition or tunnelling?*

If yes, please provide details.

ESTIMATES AND LIABILITY COVER LIMITS FOR THE FORTHCOMING 12 MONTHS

Unless advised otherwise we will apportion your estimates in accordance with the splits in work activity provided

Indemnity Limit

Do you require Employers Liability insurance?*

Employers Liability

Wage roll estimates

Clerical*

Drivers*

Site supervisors*

Yardmen*

Fixed woodworkers*

Manual (PAYE)*

Manual (LOSC)*

Do you require Public Liability insurance?*

Public Liability

Contracting Turnover*

Last Year

Two Years ago

Three Years ago

Payments to BFSC*

What % of your turnover is derived where your Employer is responsible for insuring the contract works, see example JCT clauses below*

JCT clauses making the Employer responsible for arranging cover: JCT 5.4B requires the Employer to take out a “Joint Names” insurance policy for the new works (all risks) and existing structure (specified perils) JCT 5.4C requires the Employer to take out a “Joint Names” insurance policy for the existing structure and contents on a specified perils basis. JCT 6.7B requires the Employer to take out a “Joint Names” insurance policy for new buildings. JCT 6.7 Option C.1 requires the Employer to take out a “Joint Names” insurance policy for existing structures and contents on a specified perils basis. JCT 6.7 Option C.2 requires the Employer to take out a “Joint Names” insurance policy for work in or extension to existing buildings on an all risks basis.

HEALTH & SAFETY MANAGEMENT

What Health & Safety accreditations do you hold?*

What is the date of the last review of your H & S policy?*

How is this communicated and agreed with employees?*

Do you receive Health & Safety advice from any external organisation?*

If yes, please provide details*

Are your Health & Safety systems externally audited?*

If yes, please provide details*

Do you have a trained competent person responsible for Health & Safety matters?*

If yes, please provide name and position of such person and details of formal training/qualifications*

Name Position Training

Do new employees complete a medical questionnaire?*

Is employee training recorded?*

If yes, how frequently is this reviewed?*

Do you supply and enforce the use of Personal Protective Equipment?*

If yes, is this recorded and signed for?

RISK ASSESSMENTS

List your main workplace hazards*

List your main health hazards*

Does each site have job specific risk assessments?*

Does each site have documented site inspections?*

Are method statements prepared for each contract/job?*

Do you undertake post-incident reviews following losses or near misses?*

How many incidents in the last 5 years have been reported under RIDDOR?*

Are you the main contractor and do you engage sub-contractors?*

Do your sub-contractors carry their own contract insurance?*

Do you use Bona-Fide sub-contractors?*

If so, for what type of activities?*

What selection procedures do you use before engaging Bona-Fide sub-contractors?*

Do you check and record that they have Employers and Public Liability insurance covering the work being undertaken on your behalf?*

HEIGHT

What is the maximum height from ground level you will work at?*

Metres

If over 10 metres, what % and nature of work is above this height?

What is the maximum number of storeys you will work at internally?*

Storeys

DEPTH

What percentage of your work is carried out at the following depths;

0-1 Metres*

1-3 metres*

3-5 metres*

Below 5 metres*

If you undertake work below 5 metres, what is the nature of the work?*

USE OF HEAT

Do you or your subcontractors undertake hot work or use heat producing apparatus or equipment (flame or otherwise)?*

If yes, what % of your turnover and what hot work equipment or apparatus is used?

Do you operate a ‘hot work’ permit system for heat applications?*

Are all persons using heat fully trained and qualified?*

How do you communicate your policy heat condition to your operatives?*

Do you have a Fire Evacuation procedure?*

Is smoking restricted to designated site areas only?*

For projects valued over £3M are you compliant with the Joint Code of Practice for the prevention of fire?*

WASTE – ASBESTOS CONTAINING MATERIAL (ACM’S)

Do you or have you ever held an asbestos licence?*

Do you undertake assessments of contract sites for the presence of asbestos?*

Do you make sure all persons under your control are made aware of the presence of asbestos?*

Will you undertake to remove, repair or disturb ACM’s in the course of a contract?*

If yes, will you always arrange for licenced contractors to carry out the works and dispose of ACM’s?*

If no, what are you procedures?

Declaration

In the last 5 years has the proposer, director or partner of the business or its subsidiary companies, either personally or in any business capacity, suffered any loss, made any claims or been involved in any incident or circumstances which may give rise to a claim in respect of the risks proposed?*

If yes, please provide details of the claim(s)*

Has any proposer, director or partner of the business or its subsidiary companies ever, either personally or in any business capacity, had a proposal refused or declined or claim repudiated or ever had an insurance cancelled, renewal refused or had special terms imposed?*