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Product Liability
What is Product Liability Insurance?
Product Liability Insurance covers businesses against claims for injury or damage caused by products they manufacture, supply, or sell. Even if your business didn’t manufacture the product, but merely distributed or sold it, you could still be held liable if it causes harm.
Examples of Claims:
- A customer is injured by an electrical appliance you sold that malfunctioned.
- A child suffers an allergic reaction to a toy that contained unlabelled hazardous materials.
- A product you supply damages a customer’s property, such as a faulty washing machine flooding a house.
What It Covers:
- Compensation claims related to injury, illness, or property damage caused by a defective or unsafe product.
- Legal costs for defending your business against claims.
- Costs of product recalls or repairs, if necessary.
Key Features:
- Manufacturer and Supplier Liability: Even if your business did not manufacture the product, you can still be held liable for the harm caused by the product you sell or distribute.
- Legal Compliance: Product liability helps businesses comply with consumer protection laws, ensuring you have cover for claims related to product safety.
Speak to our Product Liability
Expert Advisor
We understand the importance of having easy and accessible ways to get in touch with us. That’s why we’re excited to offer you a way to connect directly with our Senior Team quickly and conveniently.
Nicola Wyatt
Senior Insurance Practitioner
